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In case you weren't aware, banks have regularly closed down and take the depositors money with them. It just happened in countries which most people don't get to read about.

usatoday.com/story/money/busin

nytimes.com/2019/11/07/busines

ft.com/content/68a4141e-5f07-1

Long story short, your savings in the bank is not your own money.

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