The danger of AI isn't skynet, it's insurance companies using AI tools to raise your premiums in real time using CCTV and sensors in your phone, it's police using AI algorithms to engage in "predictave policing" and sentiment analysis of political dissidents, it's governments using AI Generated articles to drown out Google searches for some scandal that just happened, it's some AI tool allowing corporations to make more complex inferences about you using the data they already have on you and then using that to charge you for something.
It's exploitation with a thin veil of objectivity and "mathematical facts", that's the danger, an insurance provider you can't argue with, a cop you can't reason with or even see, it's a notification on your phone telling you that you owe an extra grand on your taxes or insurance premiums because you got in a car accident or something else.
youtu.be/-MUEXGaxFDA