to be clear, some of this has already been happening - & I'm certainly not the first person with this idea... I just think it should be pushed to the absolute max
https://www.ed.gov/news/press-releases/us-department-education-announces-42-billion-approved-public-service-loan-forgiveness-more-615000-borrowers-october-2021
https://www.npr.org/2022/10/26/1131461940/student-loan-forgiveness-pslf