I know that non-Americans following me here already are amazed at how dumb US healthcare is, but it's always, always, always dumber than you think. Last month I had a bike crash and ended up in the ER. I've been waiting for a bill, and received one last week. I think. The bill is from an organization I've never heard of, tells me to pay at a website I've never heard of, and mentions the hospital only in small print.
@mmasnick iirc, “adjustments” indicate your insurance was able to negotiate the total down from the sticker price. They should be the difference between the full amount of the bill your provider was hoping to get and the amount they are able to bill for, that amount your insurance company is paying + your contribution.
E.g. $5k gross total: if per the agreements between the insurance company and provider they pay $3500 and you pay $500, then that means $1k is “adjusted” away.
