@rysiek Except it's worth noting that your manager is probably just as screwed as you are.
When they say they can't afford a raise for you at this time, what they really mean is "Executive management gave themselves a bonus and froze my payroll budget."
@LouisIngenthron sure, perhaps. But then it is not my job to figure this out, it's literally theirs. That is what they are being paid for. To manage.
And the more pressure from the bottom, the more likely payroll gets un-frozen.
And who knows, maybe the manager also notices how crappy this is and joins themself? That would be swell!