credit/debit gives data to the banks. it is not a good option
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@Hyolobrika
Start your own bank???

I'd rather have $1k in the bank than $0.01 in my wallet.

But yes, I'll agree with $1k in cash would be ideal.

Ideals don't pay my bills though :/

I would prefer $1k in Monero but that doesn't have good adoption (yet)
Even if I started my own bank, Mastercard or Visa would get all the data.
What I usually do is keep a 'cache' of cash to draw from. That way, I'm not tracked by revealing when and how much I take out when at the shops.
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