I acknowledge that there is no 100% security. But that is why people have different strategies to keep themselves safe.
For me, the internet is too peaceful, which makes me think nobody will/want to attack me. That's my biggest excuse to myself when I don't want to put my time into those security measures.
Actually, I used the same password for years until recently I changed ~80 of them to different random passwords and never change them again. I still got ~300 sites to do but I don't want to put more time into that. I wish I can go back to the past and beat the sh*t out of the younger me when he uses the same password all over the place.😅