@marynelson8

It's even more fundamental than that, going back to the 1780s.

The Constitution assigns to Congress the authority "To borrow Money on the credit of the United States;"

But since the authority rests on Congress, Congress is under no obligation to borrow more if it doesn't think the additional borrowing is a good idea.

To say otherwise is to overrule congressional authority, in contrast to the democratic principles at the core of the federal government design.