Native apps vs web apps. For some things they say, "native app for better security." It depends upon whether you trust the app creators more than the browser creators (I trust #Firefox). It's really all a lark, though; how many banks do you know who insist you use the app over the web thing? Only for mobile deposit with your phone camera, right? Unless there are offline needs, or maybe hardware integration for games, the reasons for a native app can be counted on one hand. My 2¢.