@ironfroggy We just looked at a car on a lot. When we got to the table to discuss it they had added 3500 dollars to the sticker price from the window. When asked about this they said it was their "market adjustment" because it was getting harder for them to get inventory and such. I asked why that was my problem, or why I would even want to carry that on my back. After all, this wasn't my business, it was theirs. Let them take the hit, and reduction in profit, was my attitude. Maybe I am just a bad person. But suffice it to say, we didn't buy a new car that day, even though I had recently come in to a good chunk of "extra." We had no problem finding other things to spend it on :)