@theodric heed this warning.
also don't fall for the "wait to get kids until you are completely settled" meme.
@iron_bug @theodric there is a difference between having kids with 16 and maybe starting to think about kids with 35+. it's not black/white. with 25 most people should be done with their studies anyway.
all the people i know who had kids early say it was hard, but they wouldn't change it drastically. can't say the same for the opposite.
i'd also guess there is a difference between germany and russia? here you still can do an apprenticeship after 9/10 years of school (which is mandatory) and get an ok paying job - with a good chance of the pay increasing as currently 60% of young people go to university, generating a shortage in craftsmen.