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Help people. I wanted to move money from Bank of America to a new bank, but I cant decide which one.
I mostly want to find some sort of high text, maybe online-only bank with a really feature rich mobile app.
I would love to hear suggestions, USA only (my europe account is Bunq which is great).
@freemo My suggestion is to invest in crypto currency instead of allowing any one bank to control your financial future, Barring that purchase gold or guns both of which never lose value.
@mylocaltech I am not asking about what I should invest in. I am asking where I should keep my fiat and get a debit card from.
@freemo Id still recomend a cryptocurrency
And how do you expect me to use that to pay my mortgage, or my electric bill?
@freemo paypal? convert the currency when you want to spend it, or keep it under the mattress. By the way nice protoboard designs!
@mylocaltech thank you.
Then you would basically be suggesting paypal as my bank. Which is a fine option
For the record it is never a good idea to keep too much in fiat, so regardless of if i invested in crypto or anything else, the idea that you mostly only keep cash on hand you need is generally good advice.
All this still kind of avoids the underlying question, where do I keep my fiat, what bank. Paypal is no less of a bank than anyone else.
Thanks the protoboards are a lot of fun to work with.
@freemo @mylocaltech I think most #PayPal users know that PP is a highly risky place to keep money. PayPal has a reputation for seizing money for the most obscure reasons, so wise users keep a zero balance in PP. And ethical ppl don't use PP at all.