Money forces a certain perspective and this is like a wedge between people which we need to minimise and snap out of to see more of an overview or meta perspective of the system and transition slowly (with a bit of money) to something with less man-in-the-middle attacks / less over-taxing / less greed and banks... literally!

(they are towards profit or causing6 loss (profit for soneone else) and everyone can't profit.... and they don't want to share even if they had the money...

anyway it's not a moral tool since banks dont care abiut people or morals or ethics only and mostly are about finding a body /host for lending people more debt eventually for wars that they fund / loan the states etc etc )