I spent <$100 on random stuff w my gf and my credit went down by a point??
@blueberry all about that credit utilization percentage. Too low and too high of a % = bad
@obi I bought like ~$0 for the last couple months, and my credit utilization currently is only like 3%
@blueberry should have went up then. What's your total credit to utilize?
@obi about $12k. I think utilizing $0 doesn’t hurt your score, but anything greater might
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@obi about $12k. I think utilizing $0 doesn’t hurt your score, but anything greater might