@byers 3, but AOL, MySpace and checks were not common in Poland
@EricLawton @byers If I understand correctly, North American banks were much more check-based than those in Poland (and perhaps much of Europe). Modern banking came to Poland after the fall of communism, in 1990, and systems were brand new, without need for backward compatibility. Much less people here have credit cards (but most have debit cards), but electronic banking is very easy and popular. Cashing a check from the US in Poland is a nightmare.
@szescstopni
@byers
Canada is ahead of the US because we have easy electronic funds transfer between individuals' bank accounts so we don't need cheques and although we have PayPal and GoFundMe, we don't have most of their other apps that I see mentioned on mutual aid requests.