America doesn't have a health CARE system. We have a health INSURANCE system. That ain't the same thing.
When anyone walks in the door, our first question isn't "How can we fix you?", it's "How're you gonna pay for this?"
That's barbaric.
But this misunderstands what insurance is.
Insurance is absolutely not about paying for healthcare. It is not a payment plan, or a savings plan. That's something different.
Insurance is fundamentally about managing risk, not payment. You're not buying healthcare when you buy insurance; you're buying temporary access to other peoples' money because you're afraid you might not have enough.
I really wish we had better financial education so that people better understood how this stuff worked.
Then we'd be able to make so much more progress in things like improving access to healthcare for all.
So long as people are mislead into thinking buying insurance buys healthcare, insurance companies win and our money is wasted.
