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That's not how the funding of the US federal government works, though.

The Treasury is an executive branch institution, and it says it has enough money to service its debt. Yes the president seeks power to borrow more money to spend more money, but that's not about a cliff, that's about a normal politician wanting to have more power.

The president is the one using an illegal negotiating wedge here, claiming that he might not pay off debts that he is legally required to pay off unless he gets more power.

We really need to be clear about what's going on here in the US government. That is vital to holding these politicians accountable for their actions.