@sc_griffith I think it's telling that you're willing to declare something as naive when you don't even care what you're talking about.

Now THAT'S naive.

But no, this just an expression of mathematical reality. A business cannot spend money it doesn't have. Therefore it has to raise revenues to cover higher costs.

Yeah things would be more complicated if insurance companies could print their own money, but they can't, and that really simplifies the reality before us.