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How much do you need to retire?

@Acer 字面意思么?我有听过一个理财公开课,标准是70%的退休前收入,足够支取30年。隐藏的前提是房子已经付清了,且不需要长期护理。
等于是在退休的那一年,你有一笔钱,你每月只领取70%退休前月收入的数额,剩下的还是放在金融机构,按一定百分比生产复利,取30年。很多网站有calculator。

@Acer

I think it is different for each individual. There are formulae out there, but it really depends on what you want to do when you retire and where you want live.

The problem is that the things you want to do when you are younger are usually not the things you want to do when you are older so it is hard to anticipate and plan.

But I suppose that the more income you have the more options there are.

@Acer

um…每年40000现金流(货币单位随当地)?
:blobpeek:

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