@freemo Only change for me is more money in my account. My wife works 6-2:30, I work 3-11 (we have an exemption from the state to continue working). They closed schools and daycares, so she works from home. I watch kids from 5:45am-2:30 while she works, then I go in to work and she has them. No more ridiculously high daycare payments, at least until this crisis ends.(i know that's not what you meant, but it's a plus :) )