I spent <$100 on random stuff w my gf and my credit went down by a point??

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@blueberry all about that credit utilization percentage. Too low and too high of a % = bad

@obi I bought like ~$0 for the last couple months, and my credit utilization currently is only like 3%

@blueberry should have went up then. What's your total credit to utilize?

@obi about $12k. I think utilizing $0 doesn’t hurt your score, but anything greater might

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