Do you guys have Liability Insurance before you buy a car? after get driver's license. need buy the liability insurance and then allow to drive other person's car ?
i saw this:
"Anyone who drives a vehicle needs Liability insurance. In most situations, Liability insurance is required by law."
if i just drive other's car for a few time. do i need this Liability Insurance ?
@Sphinx If someone allows you to drive their vehicle occasionally, their insurance covers that vehicle, including any incidents while you are driving it.
If you moved into a home and would be driving their vehicle in a regular basis, adding you as a driver would be required.
so for now, you are ok.
Buying and registering a vehicle, you would need to have an insurance policy for it, so it can be licensed and you get plates. You could stil buy and transfer it to your name, without insurance, but the vehicle cannot be plated or use the roads.
I use my neighbour's car for learning driving and now I got my license. today he told me said he called his insurance agent and they said I need liability insurance because I have my license now.
I think my neighbour felt nervous about this now, or maybe he felt a little too much for them to drive their car. do you agree?
@Sphinx It could be that they want to make sure they are covered, and called the insurance agent to ask for reassurance.
If you would only drive the vehicle very rarely, I imagine you would not need to be added. We have kids, and they have licenses, but were away in Uni, so we never added them into our policy.
The neighbour wants to make sure they don't end up being responsible for damages; not only to their vehicle, but specially in case of an accident with people getting hurt.
In some countries, there's a whole industry of exploring legal claims from accidents.
@design_RG
you're right! thank you Rob!