today I started a list: things I'll do when I'll have a lot of money.

I understood how used I am to being so close to poverty when I wrote stuff like a 20 bucks bluetooth speaker and a set of screwdrivers.

@arteteco the difference between a rich person and a poor person is that a rich person spends most of their time trying to think of ways they could spend/invest money they don't have yet, a poor person thinks up ways they will spend money they don't yet have :)

Though I think this applies a bit farther above the poverty line than you are dealing with too. Obviously you gotta cover the basic needs first. but someone told me that once and it stuck with me.. how you spend (in your head) the money you dont have yet says everything about your financial future.

@freemo I don't think I understood this, a rich person spends time thinking of ways to invest and the poor on ways to spend, you mean?

@arteteco Pretty much yes.. basically how you have mentally ear marked the money you dont have yet whether it be mentally earmarked as a means to create some new company or project, or on indulgences.. basically as you say investment vs personal spending.