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No I've explained this in detail before.

Give wealth to a person who hasnt been brought up to have good financial hygene will be as good as burning the money in a fire or worse. If its someone with unresolved issues (such as drug addiction or mental issues) then you will in fact enable their bad habits and sink them into a wose situation where they are more desperate, rather than helping.

Give that same money to someone with good financial hygiene and no underlying mental health problems and they are likely to use it to get out of poverty.

Most people in poverty dont have good financial hygiene, if they did they are unlikely (though not impossible) to be in that situation in the first place.

Now isntead of giving someone a pile of cash to waste you actually gave them a coupon for a free education, and a water well and other needs that actually will further them along, you will do far far more good than you would ever do giving them money to burn.

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