This might be my favourite "label my politics" thing I've seen yet.
https://ideosorter.github.io/
New project: categorise my friends based on their political opinions using this.
@freemo approved.
@vic @louis Ah, pardon my non-specific-ness. The mandatory insurance required here when your down payment is less than 20% is insurance on the mortgage itself. Basically the bank says you're a high-risk borrower and wants to have an extra safety net specifically on the money you're borrowing.
No matter the down payment, though, the bank will require homeowner insurance on the house to protect the collateral on the loan.
@louis Here in Canada, if your down payment is below 20%, you *must* get insurance on it as well. So if you have 19%, saving that little bit more is very much worth it.
EIther way, the general advice here is if plan to stay somewhere for at least five years, you'll be better off buying something you can qualify for a mortgage on than renting
@sabbatical you inspired an edit to my profile name here and on X
i'm not mr. AI doomer, and i don't actually dislike a lot of the generative features being added, but can we make it less AI! AI! AI! in-your-face all the time?
examples:
- sleep cycle has been analyzing my sleep patterns for over a decade. great app. gladly paid for it. but loaded it up yesterday after a long break and now they're calling it AI. subtext: "are we cool now that it's a buzzword?"
- today i opened notion and a big "notion AI" nav item's been added to my sidebar. on top of the many "please use AI" prompts popping up across their UI. big pick-me energy.
many such cases!
i feel like a curmudgeon, but it makes me like your products less.
@progo Exactly!
Social media: it’s just the market’s answer to a generation that demanded to perform so the market said,
"Here. Perform. Perform everything to each other, all the time for no reason."
It's prison. It's horrific. It’s performer and audience melded together.
What do we want more than to lie in our bed at the end of the day and just watch our life as a satisfied audience member.
I know very little about anything. But what I do know is that if you can live your life without an audience, you should do it.
— Bo Burnham
@louis I like your desire to keep the neighbourhood sign-free to start. Good move!
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