> My question then is what's the one where greedy people hoard up all of the money and resources
I just want to point out how unrealistic this is in today's world, despite how frequently it's mythologized and theorized and used to promote political interests.
For someone to hoard up all of the money and resources is for that person to voluntarily accept a lower standard of living for themself, to act against their own interests, quite irrationally.
It's to say, Sure I could buy these things and contract for that service, which would make my life better, but nah, I'll just warehouse away my wealth instead of actually using it to make my own life better.
Modern society has built plenty of mechanisms to avoid getting stuck in such opportunity costs to the wealthy.
Scrooge McDuck and his swimming in his money vault was not a real option.